Navigating Your Financial Course

Darpel & Howard Wealth Advisors

Darpel & Howard Wealth Advisors is an advisory firm located in Crestview Hills, Ky. Services include investment advisory services, high net worth planning, retirement income planning, estate planning and a variety of other financial services. Broker Dealer services are provided by LPL Financial, the nation’s largest independent broker dealer*. Advisory Services are offered through Independent Advisor Alliance. (IAA)

*As reported by Financial Planning magazine, June 1996-2020, based on total revenue.

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Our Services

Asset Management

Darpel & Howard Wealth Advisors is a “Hybrid” financial services Firm offering both fee-based managed accounts.

Estate Planning

Matt is committed to providing the most innovative and comprehensive estate planning service available.

IRAs and Retirement Planning

We provide a personalized blend of wealth management, wealth counseling services and enterprise retirement plans.

Long Term Care Planning

For many seniors and their families, planning for potential long term care expenses is an ever growing concern.

Asset Management

Darpel & Harrigan Wealth Advisors is a “Hybrid” financial services Firm offering both fee-based managed accounts.

Estate Planning

Life Insurance is an essential part of financial planning and can be a complicated matter with many different types of policies, riders and coverages available.

IRA’s and Retirement Planning

We provide a personalized blend of wealth management, wealth counseling services and enterprise retirement plans.

Long Term Care Planning

For many seniors and their families, planning for potential long term care expenses is an ever growing concern.

News & Resources

Evaluating Stock and Bond Market Predictions From 2024 | Weekly Market Commentary | January 6, 2024

Evaluating Stock and Bond Market Predictions From 2024 | Weekly Market Commentary | January 6, 2024

With 2024 fully behind us, it’s a good time to celebrate our winning calls from last year while also reviewing some mistakes to learn from them and improve our process. The good news is we got more right than wrong last year, but there were some misses. Some course corrections helped. Perhaps the most impactful decision we made was to recommend investors stay fully invested in equities at benchmark levels throughout the entire year despite expecting a stock market pullback around Election Day.

Keys to Stock Market Gains in 2025 | Weekly Market Commentary | December 30, 2024

As 2024 draws to a close, investors have fully embraced the stock market. The S&P 500 is up more than 25% year to date. The broader Russell 3000 Index is up 24%. The Nasdaq Composite is up over 31%. Even the laggards are up double-digits with 12% and 14% advances for the small cap Russell 2000 and the Dow Jones Industrial Average. Volatility was low, with a maximum peak-to-trough decline for the S&P 500 of 8.5% (the long-term average max drawdown is over 13%). As we turn our attention to 2025, the supports of the past year largely remain in place, but some additional pillars have been added as we discuss below.

Contact Us

Have a question? Our investment advisors would be happy to answer any questions you have about your financial situation.